Our center’s director, Anna Mikkonen-Berg, provides professional legal counselling.

For individuals in urgent need of help, the first consultation is free of charge.

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When should you contact a debt advisor?

Anna has been providing debt counselling services since 2019, helping people manage financial difficulties and find solutions in complex situations. We recommend reaching out if:

• you are struggling to cover daily expenses;

• loan repayments are causing stress or becoming delayed;

• you have payday loans or credit card debts that you can no longer repay;

• paying your mortgage or rent has become difficult;

• legal proceedings have been initiated against you or your bank accounts have been seized;

• you are behind on utility bills or other payments;

• you are facing other financial challenges.

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How does counselling work?

During the consultation:

• your existing obligations and possible solutions are reviewed together;

• a realistic payment plan is developed;

• your rights and responsibilities are explained;

• assistance is provided with preparing documents for court or other authorities if needed;

• referrals to other professionals are made when necessary.

Our goal is to offer support and practical solutions that help you regain control over your finances and prevent the problem from escalating.

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Legal counselling

Family law

Labour law

Contract law

Administrative procedure

Price: from €100 (incl. VAT)

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Debt counselling

Debt restructuring

Budget planning

Communication with collection agencies and bailiffs

Price: from €50 / 45 minutes (incl. VAT)

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Consultation addresses:

Kase tn 120, Tallinn

Tulika tn 19, Tallinn

Consultation format:

In person

Remote (phone or video call)

Languages available:

Estonian

Russian

Updated 20.05.2025